07 October 2008
TruMonee launches its corporate website! All our stakeholders will now have online access to the corporate information, products, services, market strategies and much more!
14 July 2008
Market outlook and investor guidance on how to manage risk effectively. An interview with Mr. Paresh J Khandwala, MD, KSL (DNA Money)
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02 January 2008
Khandwala Securities Ltd. (KSL) announces plans to foray into Retail Financial Services space. A separate subsidiary to spearhead its Retail Financial Services business will be...
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Our Group strategies and views, which have been honed and specialized by KSL, are actively followed on Bloomberg and Thomson Reuters. TruMonee with its focus on the retail financial services landscape brings the group expertise to retail participants for them to benefit from the opportunity to create value, using similar strategies.
If you are not a customer yet, and would like to explore the possibilities of long-term value creation, we encourage you to sign-up for a complementary 2-week subscription of our select reports. We also publish archived reports on the web site, for you to browse.
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Home About TruMonee Values
Our business model is built around few and simple levers

» Investment philosophies that have stood the test of time

» Risk-Protection principles that puts customer’s security at forefront

» Superior customer experience driven through consistent performance and results

Investment Philosophy

Through the decades, KSL has adhered to simple yet enduring principles of disciplined investing approach.

Some of the principles that have stood us in good stead so far include:

- Do not risk 99% of investor wealth for 1% fee
- Sustainable value is created from sustained investment outlook
- Wealth creation requires disciplined approach and patience
- Over a longer period, “Wealthy” are investors, not traders

We have seen these principles being put to test through various cycles of capital market, enterprise creation and “emerging” investment philosophies and have successfully demonstrated their value and relevance at all points in time. We continue to enrich and abide by them to ensure sustained, long-term wealth creation for our customers.

TruMonee’s business model has been envisioned to institutionalize such thinking for the benefit of retail financial services participants.

Risk-Protection

We measure our success, through value created for our customers. This is possible through each of above adage, and a rigorous risk management framework, that (again) puts customer’s risk and security at the forefront of all business decisions. We believe in devising prudential norms for risk exposure and margin security, based on a mature view of customer segments and requirements. Such checks and controls, though appearing conservative, help to minimize potential negative impact on customer, resulting in lowering of transaction and settlement risk as well as efficient channelizing of resources for sustained wealth creation.

Further, our research-driven insights are developed to help you buy value, not risk. This we aim to achieve through constant scanning of the potential investment landscape and devising appropriate risk-toned investment strategies that help in value enhancement through well managed risk.

Overall and to the extent possible, our objective is to help you grow value, without eroding capital.

Customer Experience

Finally, we believe in ensuring superior service delivery while delivering on customer’s objectives through methods and means that put customer’s objectives, expectations and convenience at the centre of it all.

TruMonee aims to deliver superior customer experience through –

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Customer-centricity: Our Products, Services and Processes teams work only on such tasks and projects that improve our value proposition and effectiveness to our customers. This supports our intent to engage with you proactively, and provide innovative solutions that enhance your value.
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World-class technology platform: We have partnered with the best-in-class business solutions, technology platform and communication services companies that are acclaimed globally for the quality of their offerings.
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Service Delivery channels: We would be looking to deliver a cross-platform delivery capability to our customers that enhance our ability to create “touch-points” with them. To begin with, we would be servicing our customers through the elements of “Walk-Ins” and “Call-Ins” at our Branches which in turn would be expanded to cover a larger POS footprint, including Internet and Mobile channels over a period of time.